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Cookies Policy

Cookies Policy

This Cookie Policy (“Policy”) applies to the websites operated by or provided to you by “Mortgage Samurai” a partner company of Credit Jaguar LLC. By accessing and using our Sites, you agree to our use of cookies as outlined in this Policy.

We reserve the right to update this Policy periodically. Should there be significant changes, you will be notified through our Sites. We recommend reviewing this page regularly for the latest updates on our privacy practices. Continuing to use our Sites signifies your acceptance of any changes to this Policy. If you do not agree with the terms, your sole remedy is to stop using the Sites or to adjust your browser settings to refuse cookies.

This Cookie Policy is part of our Privacy Policy, and terms defined in the Privacy Policy have the same meanings here. This Policy covers:

  • What cookies are
  • Which cookies are used on the Sites
  • How third parties use cookies on the Sites
  • Your cookie options
  • Interest-based advertising

  • 1. What Are Cookies?

    Cookies are small text files stored in your web browser that enable the Sites or third parties to recognize you as a visitor. They are used for various purposes, including enabling certain functions, providing analytics, storing your preferences, and facilitating ad delivery and behavioral advertising.

    Cookies can be either session cookies (which expire when you close your browser) or persistent cookies (which remain until they expire or you delete them). First-party cookies are set by the website you are visiting, while third-party cookies are set by other entities.

    Cookies often work with pixel tags, which are transparent graphic images placed on websites to track user actions. These tags, in combination with cookies, help measure visitor activity from our Sites to partners’ websites, support retargeting, and facilitate interest-based advertising

  • 2. Cookies Used On The Sites

    When you access or use the Sites, we or third parties may place several cookies in your browser. Some cookies are essential for site functionality, while others provide long-term tracking and preferences, as detailed in our Privacy Policy.

    We collaborate with third parties, such as advertising networks and website analysis firms, to place cookies on your browser when you interact with our communications, like email marketing. These third-party cookies gather non-personally identifiable information to serve ads relevant to your interests. Some of these third parties participate in the Digital Advertising Alliance (DAA), which provides consumers with control over preference-based ads. For more information, visit DAA’s website.

    Cookies on our Sites serve the following purposes:

    • Essential Cookies : These first-party cookies enable key site features, such as staying logged in or making purchases.
    • Analytics Cookies : These cookies, either first-party or third-party, track site usage to help us improve performance and test new features.
    • Preference Cookies : These first-party cookies store your site preferences.
    • Ad Targeting Cookies : These third-party cookies deliver targeted ads based on your browsing behavior.

  • 3. Third-Party Cookies

    Third parties like analytics vendors or ad networks use cookies to collect user information anonymously. They use this data to understand user activities on our Sites and other websites visited afterward.

  • 4. Cookie Management Options

    If you prefer not to have cookies or certain types of cookies, you can change your browser settings to delete existing cookies and not accept new ones. For detailed instructions, visit your browser’s help pages. However, disabling cookies might impact your ability to use all features of the Sites, store preferences, or display certain pages properly.

    You can also opt out of third-party cookies by following the instructions in their privacy policies.

  • 5. Managing Cookies

    Disabling cookies can affect your experience on our Sites. For behaviorally targeted advertising cookies, EU users can visit Your Online Choices, and US users can visit About Ads.

  • 6. Interest-Based Advertising

    We and third parties use interest-based advertising to deliver personalized ads. The Sites do not control these third-party technologies, and we are not responsible for their practices. If you have questions about our Cookie Policy, please contact us through our provided form.

    Third-Party Cookies Used
    • Google Analytics : Used for site usage analysis. Data may be anonymized via IP masking. For more information and opt-out options, visit Google’s Privacy Policy.
    • Google Dynamic Remarketing : Displays ads based on your site usage. Opt-out via Google Ads Settings.
    • Google AdWords : Used for search-based advertising. Opt-out via Google Ads Settings.
    • DoubleClick by Google : Enables interest-based ads. Opt-out via Google Ads Settings.
    • Bing by Microsoft : Used for search-based advertising. For more information, visit Microsoft’s Privacy Policy.
    • Facebook Custom Audiences and Conversion Tracking : Tracks ad effectiveness and user actions. For more information, visit Facebook’s Privacy Policyand manage preferences in your Facebook account.
    • Hotjar : Collects user behavior data to optimize services. For details, visit Hotjar’s Privacy Policy.
    • Invoca : Adjusts phone-based advertising campaigns. For more information, visit Invoca’s Privacy Policy.
    • Outbrain and Taboola : Used for page views and click tracking to adjust advertising campaigns. Opt-out via their respective privacy policies.
    • New Relic : Monitors site applications to identify issues. Opt-out using browser “do not track” settings. For more information, visit New Relic’s Privacy Policy.

    By using our content, products, and services, you agree to our Terms of Use and Privacy Policy.

    For additional details on cookie management for various browsers, refer to their specific instructions or contact the browser provider.